How to Use Mint.Com to Track Spending and Earning

Thought for today: Many of us struggle to find a simple tool to help us track our spending and earning.  Some wind up in a kind of paralysis trying to track numbers, getting caught up in piles of ‘late entry’ stacks of overwhelming receipts. For many people, Mint* is a less emotionally charged yet highly efficient way to manage their numbers. What […]

Continue reading →

How an Atheist Found a Higher Power To Unlock the Door to Solvency

Thought for today: Sanity is a relative term. A person can seem perfectly normal in most ways, and yet be totally insane in one key area. Our relation to debt is like that. We need to admit that we are not like normal people when it comes to debt, spending and earning. Our disease beats […]

Continue reading →

4 Proven Ways To Stay Solvent

Thought for today: Prosperity doesn’t come from credit cards.  It comes when we increase our earning power, and by the decisions we make that matter most.  We need to make decisions that change our attitude about money, credit, and living within our means… A personal share: “I started to feel abundant way before I experienced […]

Continue reading →

Living Life with No Regrets

Thought for today: Living a life full of gratitude, working the Tools and Steps to stay solvent, we can find a way of life that was once unimaginable.  We intuitively understand where we need to move in life.  The way of happiness which once alluded us is spelled out clearly, and we follow it. A […]

Continue reading →

How Our Abundant Universe Gives Us Our Visions

Thought for today: Many people think their dreams and hopes are impractical, or not worthy of their mental time.  Throughout the day, all kinds of thoughts, some audacious, come and go quickly without much action or notice, because by habit we tend to dismiss anything that is unusual for us.  But what if we toyed with these […]

Continue reading →

Finding Courage To Deal With Creditors

Thought for today: “Feelings aren’t facts,” a wise person said once.  If we feel panic or dread at the thought of opening the mail or answering the telephone, we can remember that the panic is real only to the degree that we take part in the game that the disease of compulsive debting has set up […]

Continue reading →

Cutting Up My Credit Cards Helped Save My Life

Thought for today: Once the downward spiral of compulsive debt takes hold and is left unchecked, our issues with money will only get worse, never better.  But what do we do? People will naturally resist admitting that we are different from others – the same people we see in stores who seem to be able to use credit […]

Continue reading →

How To Nurture Our Financial Visions

Thought for today: We hear stories of people getting a windfall, or winning the lottery,  yet within a short time finding themselves in worse debt and isolation than ever. How could this happen? Achieving our visions – whether to be debt free, own a home, buy a car, or whatever else we personally aspire to do […]

Continue reading →

A Solid Way to Abundance

Thought for today: Abundance comes when we take stock of our lives, make tough changes, and plot a new course.  But it takes time to clear the wreckage of our past spending habits. To start the process of getting better, we first need to turn the corner in our own attitudes, by letting go of the […]

Continue reading →

Why Slow Growth Is Good

Thought for today: If we ever saw our entire life’s transformation all at once – fast forward like a time-lapse movie of a flower blossoming – we would be overwhelmed.  Time serves a purpose.  We need time to learn to trust change.  Time is our friend, and slow growth is sustainable growth. We can learn to trust the process of […]

Continue reading →