Thought for today: After our Pressure Relief Meeting is over, and we have a new Spending Plan and an Action Plan for dealing with our debts and our life, we will be on course to grow in solvency. Our Pressure Relief Group has given us honest feedback about our current situation and we are now becoming […]
Continue reading →Thought for today: Continuing on the theme of sharing and pressure relief, let’s talk about what happens in a Pressure Relief Meeting. A member shares: “I like to start my Pressure Meetings with a short prayer like the Serenity Prayer. Then I hand out my numbers and give the group a chance to review them. “My Pressure […]
Continue reading →Thought for today: Having set up our spending categories, and tracked our numbers for a few weeks, the next step to simple pressure relief in DA is to put together a realistic spending plan that puts our needs first. To do this we schedule a Pressure Relief Meeting (PRM) during which we will share with our Pressure Relief Group (PRG) our categories for income, spending, […]
Continue reading →A member shares what life was like before he got a PRG (Pressure Relief Group) and began looking at how he dealt with his creditors: “When I first came into DA I had a lot of rage. Not anger. Rage. I battled creditors daily. I was combative, even at meetings, at the slightest hint that […]
Continue reading →Thought for today: Feeling financial pressure? Having a Pressure Relief Meeting, as outlined in DA Tool Four, can help. It starts with tracking our spending for a few weeks, and ends with sharing what we find with others more experienced in the program. Tracking what is going on with our money, summarizing it, sharing it with a Pressure […]
Continue reading →Thought for today: The disease of underearning and debting can involve co-dependency. Trapped and helpless, weeks can turn into months and then years with no improvement. A member shares: “My boyfriend takes all my money. He’s an addict. I can’t afford to leave, so I feel stuck. I keep wishing for someone to wake me up […]
Continue reading →Thought for today: One of the signposts of being a compulsive debtor is the longing to have someone else take care of us “in case things get really bad”. In other words, we find ways to reinforce the idea that we “can’t handle it ourselves” – “it” being the business of life. At some point […]
Continue reading →Thought for today: Some of us had credit card accounts that were out of control. We would be charged late fees and had many overage charges. We were so inundated with creditor calls that we needed to ask for a one-month moratorium from debt payments. A member shares: “I couldn’t even talk about my situation with fellow members in the program without breaking […]
Continue reading →Thought for today: Recovery starts by taking care of ourselves again. It branches out from a place of self-care. That’s why a repayment plan can’t come first. We need to find our inner truth first. We need to know what our income and expenses are for a month. A member shares: “My sponsor shortened my list […]
Continue reading →Thought for today: An attitude of gratitude can inspire us when life’s challenges hit hardest. Gratitude helps when all else fails. Getting grateful takes time. First we stop debting. Then we start acting in our own best interest. We track our numbers using an income and spending template. We learn how to manage our money in a Pressure […]
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